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Learn How The Rich Manage Their Money.
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Create an Income Stream of Approximately 10% Per Year with Guaranteed Recovery of
Your Original Investment Principal - Or Your Money Back.
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Have you lost 35% to 45% of your retirement portfolio? |
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Is your monthly income less than your monthly liabilities? Buying investments blindly
and hoping everything will be ok in the long-term is not a strategy.
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Stop listening to the false promises made by insurance agents, financial
planners, investment advisors, and stock brokers!
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Are you tossing and turning in your sleep, wondering what you're going do about
& your monthly income problems in retirement?
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People lose money or receive marginal returns with their investment portfolios due
to the following reasons:
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They invested blindly in investments that were considered growth oriented securities,
but were just a roller-coaster ride to the poor-house. And some of you blindly invested
in investment products that produced low or zero yields. |
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They trusted advisors who seemed sincere, but who were only interested in producing
the highest commission or annual fees for their pocketbook. |
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They did not focus on recovery of their original investment principal. |
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They did not seek maximum yield to pay for their monthly liabilities or solve for
any possible future economic income emergencies.
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When it comes to your retirement, you need to focus on three primary issues.
One is to significantly increase your (monthly
or annual) income produced from your investment portfolio. Two
is to guarantee recovery of your original investment principal.
Three is remain as liquid as possible, producing the highest consistent
yield.
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Stop worrying. I have the answer to your problems.
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I have created "The Ultimate Income Retirement Plan," and it has helped thousands
of good people like yourself who need a maximum income plan, yet do not want to
run-out of money in retirement.
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The Ultimate Income Retirement Plan offers the following to the retiree: |
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A simple retirement plan. |
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Liquidity. |
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Produce a yield – approximately 10%. |
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Professional management without the need for a securities representative.
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Return of your original investment principal (if you hold the solution to term –
10 years). |
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Let’s talk about income. Due to the world's governments borrowing
billions to solve their economic mess, the value of currencies will go down, and
inflation will increase significantly. The prices of food, gas, and everything else
will continue to rise dramatically.
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You need a fast &
reliable way to increase your income. |
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This means you need to increase your income significantly if you want to make it
through retirement. Let's say you have $100,000 invested in a utility stock earning
3%. Your income for the year (based on a 3% yield) would be $3,000 (or $250 per
month). I don't know about you, but that will not cut
it when it comes to paying the monthly bills.
Since "The Ultimate Income Retirement Plan" uses closed-end funds within its solutions,
your approximate income payout would be $10,000 (annually) or $833.33 (per month),
based on a 10% yield on a $100,000 investment—quite a significant difference
in income from your other choices.
Want proof? Here is screen-shot of the top yielding closed-end funds in a
recession-depression. This is your wake-up call for above average yield:
Let’s say your actual annual dividend yield is 50% less than the
current dividend yield for the three random fund choices above—you would still be
producing an over-all annual yield greater than 10%. And these are conservative,
liquid investments that produce a consistent yield!
What's the key strength concerning "The Ultimate Income Retirement
Plan?" Regardless if the market falls, you will
always recover your original investment principal in 10 years (if you hold the solution
to term). |
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What more could you ask for? |
The Ultimate Income Retirement Plan incorporates an advanced
type of planning called "income-recovery" planning, which is a software
program that mathematically breaks up your portfolio into three groups: a cash management
leg, an income leg, and a recovery leg.
The key to the program is the segregation of assets working independently of each
other. For example, let's say you invest $400,000. Your $400,000 will be split amongst
the three legs (a cash management leg, an income leg, and a recovery leg). Regardless
of how the income leg performs, you will
recover your original investment principal of $400,000 in 10 years (if you hold
the solution to term).
The income leg within The Ultimate Income Retirement Plan uses a portfolio of closed-end
funds which pay the most consistent, high paying dividend that sell at a discount
to their underlying asset valuation.
Since closed-end funds do not have to keep cash on hand to deal with redemptions,
this provides a unique opportunity for the fund manager to invest 100% of the portfolio
in income producing securities or investment strategies (less expenses and management
fees) to produce above average yield outputs. This is how the income leg can produce
yields of approximately 10%.
The recovery leg within The Ultimate Income Retirement Plan uses either a CD-fixed
annuity for non-IRA monies (U.S. solutions), a CD for international solutions, or
a CD for Roth/IRA solutions. This is how the recovery leg can guarantee recovery
of principal in 10 years. I cannot stress how important it is to solve for recovery
of the original investment principal. And regardless of how the income leg performs,
you will always recover your original investment principal (if you hold the solution
to term – 10 years).
The Ultimate Income Retirement Plan can solve for either non-IRA or IRA monies (or
other qualified assets, such as TSA or 401K assets) within the income-recovery solutions.
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I have tested and re-tested this type of planning technique over several decades
with my clients and thousands of agents I trained over the years.
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And one thing is very clear: everyone who
has used my income-recovery solutions received an income stream they could count
on, and they always recovered their original investment principal (if the solution
was kept to term). |
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Testimonial – Feb 17, 2009,
8:25 A.M. |
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John C., Financial Planner,
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It has been years since I first began working with your income-recovery planning
solutions. I have had so many happy clients using your solutions, since they never
participated in any market corrections over the years. They never lost a dime! Furthermore,
those who counted on income as illustrated in your income-recovery solutions that
were put in place several years ago are now happily receiving their monthly checks.
And the monthly income is right on the money (no pun intended). In addition, I have
gotten many calls from clients who are thrilled that they haven’t lost a dime; and
everything the program said it would do—did happen!
Thank you. |
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The software program offers you three choices for how you wish
to take income. The first option is taking dividends only, the second choice is
taking both dividends and principal (maximum income), and the third choice is re-investing
dividends back into the income leg portfolio.
The upper-middle class and the rich can live off dividends to pay their liabilities
(a passive income strategy), but the middle class cannot. The middle class need
a larger income-stream to pay for excessive monthly bills exceeding their base income.
Therefore, I created an equation (maximum income) to take dividends and to liquidate
principal—boosting the annual (or monthly) income by approximately 40% (above
the dividend yield).
The beauty of taking maximum income (dividends and principal) is that, regardless
if you liquidate your income leg to zero (over a 10 year period), you always recovery
your original investment principal (if you hold the solution to term - 10 years).
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The program eliminates the fear of running-out of money in retirement. |
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I have trained approximately 4,000 insurance agents, financial planners, and stock
brokers for the past 11 years in a "basic" form of income-recovery planning. I tried
to explain what is in the best interests of the public, but the majority of these
planners never listened. It was like giving a sermon to the deaf.
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I estimate that 99% of the agents I trained decided to sell the highest paying commissionable
products within the income-recovery planning solutions, eliminating the key benefits
of income-recovery planning—all because of commission! Consequently, since
the public's best interests were not being represented, I decided to bring the most advanced form of income-recovery planning directly
to the public. |
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Thus, you can create an income-recovery planning solution that is in your
best interest—not the agent's! |
It’s all about recovery of principal. There is a saying by
Will Rogers: "It's not the return on my money that counts. It's the return of my money that counts!”
And that is so true!
Most retirees invested (gambled) in the possibility of large total returns in growth-oriented
securities and lost significant portions of their portfolios over the last two years.
These retirees should have concentrated their primary focus on the return of their
original investment principal, with income as their secondary focus (or goal).
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It's time to change investment directions for the better. |
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Testimonial – March 24, 2009,
5:10P.M. |
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Mel A.,
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I just want to thank you for a job well done. The software has helped me design
a solution which was clear and easy to understand. I highly recommend this software
for those wanting to turbo-charge their income. |
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Securities representatives spend 80% of their time marketing for new clients while
their old clients die on the vine from neglect. This is one of the major reasons
why a majority of retirees have been burned in the stock market. There was simply
no one at the wheel driving!
But what if someone was always managing your portfolio, someone not biased by commissions
or tied to brokers earning a commission? That’s the beauty of closed-end funds.
A security that distributes a dividend represents a company's earnings performance,
and those companies that pay consistent dividends are the most likely securities
to increase in value. More importantly, once the dividend is
deposited into your cash management account, it cannot be taken-back,
regardless if the security declines in value.
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Do you want a retirement plan that needs to be evaluated once a year and not constantly
monitored? Then this program is it. |
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Let's talk about a more important issue than portfolio management,
the issue of buying a security at a bargain price. The objective of an
investor is to buy low and sell high. However, most security trades are purchased
at an over-inflated price, and then the price of the security falls. This is why
most people lose money. The beauty of closed-end fund, you know right up-front if
the fund is selling at a discount relative to its asset valuation.
The beauty of purchasing closed-end funds that produce consistent dividend yield
is that you know right up-front if the fund is selling at a discount relative to
its asset valuation. I cannot stress how important it is to buy investments cheaper
than their actual market value.
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Would you rather pay $10 for a security or pay $8.50 for that same security?
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Benjamin Graham once claimed that an investor can hardly go wrong
buying a closed-end fund with a 15% discount. If you buy all your investments at
a discount, you are going to be much better-off than most investors (who buy at
market value)—simply because you bought low and sold high. This is a simple
formula everyone should follow when buying any
investment.
Out of 506 closed-end funds, a majority are selling at a discount. Let’s
take a look at the first 25 closed-end funds that appear on my screen:
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Just follow the simple step-by-step instructions and apply them to your portfolio—and
you will solve your income problems.
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The Ultimate Income Retirement Plan will give you instructions on how to
research the closed-end funds paying double digit dividends which sell at an extreme
discount in less than 30 minutes. No need for an investment advisor!
No need to guess whether or not you're buying a security at a good price.
You will know instantly if your closed-end fund is selling at a bargain price (relative
to the actual value of the underlying assets). Furthermore, if it's a bull market
or a bear market, you can always find closed-end funds selling at a discount—they
are not hard to find.
What I love about The Ultimate Income Retirement Plan. You buy closed-end
funds at a discount, and the funds produce above average dividends. Regardless of
the closed-end funds' performance, you will
recover your original investment principal in 10 years (if you keep the solution
to term). |
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Testimonial – March 20, 2009,
9:03 A.M. |
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Robert J., Financial Planner
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I just wanted to say thanks. The concepts are amazing, and none of my clients who
embraced the concept of income-recovery planning have lost a single penny. Not one
penny!
Thank you. |
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We also have created the "Hyper-Conservative Solutions" for those interested
in solutions without the possibility of losing any money, yet recover their original
investment principal (if you hold the solution to term).
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Your focus must be maximum income with recovery of your original investment principal. |
Let me get this straight: I have no personal broker or financial planner. Yes, that's
correct. You use an online brokerage. In less than 30 minutes, you research the
closed-end funds based on directions given in The Ultimate Income Retirement Plan.
The Ultimate Income Retirement Plan(or its parent company or employees) donot
give investment advice as to what specific securities to buy or sell, or take monies
from clients to be reinvested in any type of investments on the clients behalf (at
any time). In addition, I fully understand that closed-end funds (like all securities)
can lose money. But regardless of the performance of the closed-end funds, you will
recover your original investment principal in the recovery leg (non-securities),
if you hold the solution to term – 10 years.
You do not need to understand charting, financial ratios, or
read prospectuses to make above average yields. Just follow the directions
in the manual and use the income-recovery planning software and you will enjoy maximum
income with recovery of your original investment principal (if you hold the solution
to term - 10 years).
The software (The Ultimate Income Retirement Plan)
calculates how much money you need to invest in the cash management leg, the income
leg (the closed-end funds), and the recovery leg (a CD or fixed annuity). All you
have to do is enter your age, the principal you are investing, yields, and your
tax rate. The software will tell you how much money should be allocated to each
investment leg. The program is so simple
to use.
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It’s all automated for you. The Ultimate Income Retirement Plan will make
you a super-genius investor. |
The bottom line: This program will produce a consistent income stream with the possibility
of some capital gains, professional portfolio management, liquidity, simplicity
of direction, and the safety of knowing you will always recover your original investment
principal (if you hold the solution to term - 10 years).
If you use the maximum income solution and liquidate both dividends
and principal, you will likely have some capital gains at the end of the year. The
capital gains could produce an additional 15% of income on top of the dividends
and principal income payout. Regardless of the performance in the income leg, you will recover your original investment
principal (if you hold the solution to term - 10 years).
In 2002, which was a very bad year for most investors, non-paying dividend stocks
lost almost 3 times more than dividend paying stocks. Playing defense has its advantages,
not to mention a steady stream of dividend payouts. Just think of how investors
would have fared in 2002, if they all bought their securities at deep discount,
and had a safety net to recover their original investment principal?
Closed-end funds paying a consistent dividend have less volatility than blue-chip
single securities, yet they produce a much larger yield. Retirees purchase blue-chips
simply because of their brand name, yet they offer an extremely low yield of 3 or
4 percent. You can get the yield needed for your income needs with the recovery
of your original investment principal by investing in The Ultimate Income Retirement
Plan.
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If you need excessive income, then The Ultimate Income Retirement Plan is it. |
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Don’t be a retiree forced to get a job in your golden years.
Simply re-invest your retirement assets in an income-recovery solution and take
charge—and double your monthly income stream. It’s simple to understand.
You do not need a college degree to understand
how this programs works. All you need to know is how to use a computer. |
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Testimonial – May 18, 2009,
8:55 A.M. |
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Terry B., CPA
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Thank you for your program of mathematically sound money management. I talked to
a client recently who would have lost half of their portfolio value, if I left their
money in their old securities positions. Fortunately, they took my advice 10 years
ago and placed their money in one of your income-recovery solutions. Today, they
are enjoying the outcome of doubling their principal. According to my calculations,
that represents a four-fold increase over what they would had if they left their
money in their old securities positions. Thanks to you, your solutions have raised
the bar once again.
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This program makes sure your spouse is taken care after your demise. |
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What is the single biggest money fear women have in facing retirement
alone? The fear of running out of money in retirement. What is the second
biggest money fear woman have in retirement? The fear of not having a large enough
income stream per month to pay for her monthly liabilities.
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The Ultimate Income Retirement Plan solves the problem of running-out of money in
retirement, since the solutions are designed so the owner always recovers their
original investment principal in 10 years. In addition, solutions that are designed
for maximum income payout, based on receiving a both dividends and principal simultaneously—will
boost the projected income by as much as 40% above the dividend yield. Thus, you
can count on having a happy spouse, knowing she is taken care of, even if you die
before her.
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If you’re serious about recovery of principal and maximum income payout,
then this is the program for you. |
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I would highly recommend you buy this program!
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What you get with The
Ultimate Income Retirement Plan: |
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Four Income-Recovery Planning Solutions, which includes the following: Non-Qualified
– U.S. Solution, Non-Qualified – International Solution, Qualified – U.S. IRA-Roth
Recovery Solution, and a Qualified – U.S. IRA Recovery Solution. |
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Manual - Building an Income-Recovery Retirement Plan. |
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Four Training Movies. |
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Five Analyzers - Additional software programs to help you analyze your assets, retirement,
and reduction of debt. These include the following simple to use analyzers: The
Automated Future Value Calculator, Annuity & CD Analyzer, RMD Analyzer, How Long
Will My IRA Last?, and the Simple Mortgage/Budget Analyzer. |
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Free Bonus (if you purchase
today): |
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In addition, we will give you a free annual subscription to "Unbiased Insurance
Company Ratings" (worth $500 per year). This will
give you the ability to honestly see the true financial strength of the largest
insurance companies in simple to understand analysis. Almost all insurance agents
who have seen this program do not want
you to see this analysis, because it explains the actual financial accounting given
by the actuarial accountant of the insurance company. This is a big eye-opener
that you must see. You do not want to invest in insurance companies
which are losing millions! I built this program to protect the public's best interests,
but most insurance agents take offense to this site since the highest commissionable
products are sold by the weakest insurance companies. Furthermore, if the company
goes bankrupt, your assets will be frozen for 4 or 5 years. |
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Free Additional Bonus
(if you purchase today): |
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We have also included as a free addition bonus—The Hyper-Conservative Solution program
(worth $500). This program has been used by thousands of financial planners and
their clients over many, many years. The program solutions are designed to make
certain you cannot lose any monies, yet recover your original investment principal
(if you hold the solution to term). These solutions do not incorporate any securities.
In addition, all recovery legs use either CD’s or CD-Fixed Annuities. The program
includes:
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Three Income-Recovery Solutions – Which include the following: The Non-Qualified
Basic Solution, The IRA-Roth Recovery Solution, and The IRA Recovery Solution. |
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Two Analyzers – Which include the following: The Long-Term Care Analyzer, and The
Mortgage Reduction Software Program. |
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Manual – The Hyper-Conservative Solution. |
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Four Training Movies.
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It’s all about income. |
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The Ultimate Income Retirement Plan will give you the income you been looking
for in retirement. They say; "buying real estate is all about location.' Well retirement
is all about income. The Ultimate Income Retirement Plan is not only about income,
but making certain you recover your original investment principal (if you
hold the solution to term – 10 years). And you need a "safety
net" against disaster at all times!
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This program will not only produce an approximate yield of 10%, but it will simplify
your whole idea of money management. Simplicity is your key to happiness.
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I want this program, but I’m concerned about the price. |
I sell income-recovery planning programs to financial planners for $1,250 and charge
an additional $500 for Unbiased Insurance Company Ratings.
So, I know you’re eager to get started. The price for “The Ultimate Income Retirement
Plan” is just $499.
Seems high? Well, I’m willing to cut the price from $499 and lower
it to $149 until the discount expires. Now that is very reasonable and affordable.
It will be one the best investments you will ever make in your lifetime!
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Cost of The Ultimate
Income Retirement Plan: |
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Regularly priced at: $499
On sale now for only:
$149
Discount applies until:
3/11/2010
Act now before the price increases.
But remember, this price will
not last! The price will increase each day you wait.
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Testimonial – June 19, 2009
Time: 9:27 A.M. |
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Gordon H.
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Thank you for the income-recovery solution program, along with the “Unbiased Insurance
Co Ratings program. In today’s difficult world of investments, your income-recovery
program is working extremely well. Thanks again.
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